Why Tesla has a $5,000 car loan option, but not its rival’s secondhand cars

Tesla Motors Inc. said Wednesday that its secondhand car loan program is being offered by third-party lenders for up to $5 to $10,000, but it is not guaranteed for long-term loans.

The announcement comes a day after the company announced a $10 million investment from a Chinese car dealership group to expand its lending program to include other types of used cars, and more than 100 additional loans were announced Wednesday.

The company is offering the loan option to third-parties such as dealerships, auto manufacturers and suppliers of used vehicles.

“As we have previously announced, we are exploring the possibility of offering loans through third-Party Lenders and others in the auto lending industry,” Tesla said in a statement.

Tesla said it had “invested in a third party dealer to expand our secondhand vehicle lending program” and would continue to do so.

Tesla has about 50,000 cars on its platform, most of them in California, and the company said the program was being expanded to include vehicles from other states as well.

Tesla is also considering extending its loan program to other vehicles, including its luxury electric vehicles.

The automaker’s second-half revenue grew at a 5.5 percent annual rate, according to the company.

The second-quarter profit was $1.2 billion, down from $2.2 million a year ago.

The earnings beat expectations, as Tesla reported earnings of $3.6 billion, or $2 a share, on revenue of $17.2 trillion.

Tesla posted earnings of just $2 per share on revenue more than $30 billion, and revenue per car fell 2.5% to $1,275.

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